Tax Simulators
2026 rates

Income Tax Calculator

Employee, self-employed or both: estimate your income tax, Bituach Leumi and annual net income.

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I am an Oleh Hadash

2022+ schedule: 1 pt (year 1), 3 pts (months 13–30), 2 pts (months 31–42), 1 pt (months 43–54).

Olim 2026 reform (Smotrich law)

Full income-tax exemption on Israeli active income for new immigrants and returning veteran residents who arrived from 5 Nov 2025.

Pension contributions

Tax credit of about 35% (capped).

Keren Hishtalmut

Self-employed only: deductible up to 4.5% of profit (max ₪13,203/yr).

Recognized donations (Sec. 46)

35% tax credit on eligible donations.

Estimated annual net income

Effective rate 30.4%
₪222,801
Gross profit₪320,000
Bituach Leumi + health− ₪45,155
Bituach Leumi deduction (§47A, 52%)₪16,247
Income tax− ₪52,044
Estimated annual net income₪222,801
Income tax₪52,044
Bituach Leumi + health₪45,155
Credit points (Nekudot Zikui)2.25
Credit points value− ₪6,534

Credit points value

Your personal situation (gender, children's ages, Oleh status) grants you credit points (Nekudot Zikui). The 2026 schedule depends on each child's age: 2.5 pts in the birth year, up to 4.5 pts at ages 1-2, then 2 pts (mother) / 1 pt (father) for ages 6-17. Each point directly cuts your tax by ₪2,904 per year.

These simulations are indicative, based on 2026 rates, and do not constitute tax advice. Consult a BNG & CO expert for a personalized analysis.

Discuss my situation

This simulator estimates Israeli income tax for Olim Hadashim (new immigrants), including credit points, phased exemptions and 2026 brackets. Use it to anticipate your post-aliyah net or compare employee vs self-employed scenarios.

How to estimate your Olim tax

  1. Select your profile (employee, self-employed or hybrid) and enter income.
  2. Add your aliyah date and Olim 2026 options to apply available relief.
  3. Review bracket detail, estimated net and contributions, then validate with a CPA.

FAQ — Olim income tax

What is the Olim Hadashim tax relief?
New immigrants may receive income-tax relief and extra credit points for a defined period after aliyah. 2026 rules are built into the tool.
Does the simulator include National Insurance?
Yes for relevant profiles: results separate tax, social charges and net pay for a realistic reading.
Can I model a couple or only one person?
The tool models one individual. For a household, request a personalized study from our firm.
Why might results differ from the tax authority?
Special credits, donations, pension or cross-border items may be missing. 1–3% gaps are common without a full file.
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