Income Tax Calculator
Employee or self-employed: estimate your income tax, Bituach Leumi and annual net income.
I am an Oleh Hadash
2022+ schedule: 1 pt (year 1), 3 pts (months 13–30), 2 pts (months 31–42), 1 pt (months 43–54).
Olim 2026 reform (Smotrich law)
Full income-tax exemption on Israeli active income for new immigrants and returning veteran residents who arrived from 5 Nov 2025.
Pension contributions
Tax credit of about 35% (capped).
Keren Hishtalmut
Deductible from taxable income (capped).
Recognized donations (Sec. 46)
35% tax credit on eligible donations.
Estimated annual net income
Effective rate 33.1%Credit points value
Your personal situation (gender, children's ages, Oleh status) grants you credit points (Nekudot Zikui). The 2026 schedule depends on each child's age: 2.5 pts in the birth year, up to 4.5 pts at ages 1-2, then 2 pts (mother) / 1 pt (father) for ages 6-17. Each point directly cuts your tax by ₪2,904 per year.
These simulations are indicative, based on 2026 rates, and do not constitute tax advice. Consult a BNG & CO expert for a personalized analysis.