Tax Simulators
2026 rates
Advance Payments Simulation
Estimate your monthly obligations as a self-employed in Israel: VAT, Bituach Leumi and Mas Hachnasa advances.
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Estimate your monthly obligations as a self-employed in Israel: VAT, Bituach Leumi and Mas Hachnasa advances.
These simulations are indicative, based on 2026 rates, and do not constitute tax advice. Consult a BNG & CO expert for a personalized analysis.
Estimate monthly self-employed obligations in Israel: VAT (Ma’am), National Insurance and income-tax advances (mikdamot) using 2026 rates. Ideal to frame cash flow before you start.
How to simulate monthly advances
- Enter turnover, expenses and status (patur / murche).
- Review VAT, contributions and tax advances month by month.
- Adjust pricing, then set up follow-up with a CPA.
FAQ — Advance payments
- What is the difference between ossek patur and murche?
- Patur is under the VAT ceiling and does not charge VAT; murche invoices with VAT. Our blog and this simulator help you choose.
- Are mikdamot mandatory?
- Yes once you are liable — they are advances on annual income tax, adjustable with results.
- Can a company use this tool?
- It is oriented to self-employed people. Directors should also use compensation arbitrage.
- Where can I learn more about VAT?
- Read our Ma’am / VAT Israel guide and contact the firm to open a file.