Tax Simulators
2026 rates

French pension in Israel

Estimate Israeli income tax on a French pension once the 10-year oleh exemption has ended.

Currency

Israeli brackets are in shekels. 1 € = 3.4 ₪ converts the pension, then the result is shown in the chosen currency.

Gender

70
€
€

35% tax credit from €61 of donations. The credit base is capped at 30% of taxable income.

Estimated annual tax

Effective rate 0.1%
€28
Gross pension€30,000
35% exemption (section 9b)− €10,500
Taxable base€19,500
Tax before credits€1,950
Credit points (2.25)+ €1,922
Pension after tax€29,972
Monthly net€2,498

Equivalent: ₪96.

35% exemption (section 9b)

The 35% exemption applies: you have reached the statutory retirement age (67 years). Inferred birth year: 1956. It is used to read the statutory age, especially for women.

French pension in Israel

This estimate is for an Israeli tax resident whose 10-year exemption on foreign income has ended. Only the basic credit points are applied: 2.25 for a resident, plus half a point for a woman.

After those 10 years, the France-Israel treaty generally gives Israel the right to tax the French pension. Section 9(c) can sometimes cap Israeli tax at the French tax: that cap is checked on the actual file.

These simulations are indicative, based on 2026 rates, and do not constitute tax advice. Consult a BNG & CO expert for a personalized analysis.

Discuss my situation

After the 10-year oleh exemption, a French pension becomes taxable in Israel. This simulator applies section 9(b): a 35% exemption once statutory retirement age is reached, then the 2026 brackets on the remaining 65%, reduced by the basic credit points.

How to estimate tax on a French pension

  1. Enter gender and age. A woman's statutory age depends on the inferred birth year.
  2. Enter the annual gross pension in euros or shekels, and any recognized donations.
  3. Read the tax, the net amount and the effective rate. Section 9(c) (a cap at the French tax) is checked on the file.

FAQ — French pension in Israel

Is a French pension taxable during the first 10 years?
Generally no. The oleh exemption covers foreign-source income, including the pension, for 10 years. This simulator covers the period after that.
When does the 35% exemption apply?
From the statutory retirement age: 67 for a man, and the National Insurance age for a woman (65 for births from 1970). Before that age the pension is fully taxable.
Which credit points are included?
Basic points only: 2.25 for a resident, plus half a point for a woman. Family situation can add more.
Is French CSG still due?
Once the pension is taxed in Israel, CSG/CRDS is generally no longer due, subject to the steps taken with the French funds. This simulator does not compute those levies.