Tax Simulators
2026 rates

Employer Cost

Compute the real total cost of an employee for the employer in Israel (2026 rates).

Dmei Havraa (recovery pay)

₪418/day, 5 days in year 1 (monthly accrual).

Keren Hishtalmut (study fund)

7.5% employer, capped at ₪15,712 salary. Common for white-collar roles.

Total monthly employer cost

+21.5% above gross
₪18,227
Monthly gross salary₪15,000
Employer Bituach Leumi₪828
Pension₪975
Severance (Pitzuim)₪1,250
Dmei Havraa (recovery pay)₪174
Annual cost₪218,724
Monthly gross salary₪15,000
Employer Bituach Leumi₪828
Pension₪975
Severance (Pitzuim)₪1,250
Dmei Havraa (recovery pay)₪174

Employer Cost

Beyond gross salary, the employer pays employer Bituach Leumi (3.55% / 7.6%), pension (6.5%) and severance (8.33%). Expect 20–30% extra cost.

These simulations are indicative, based on 2026 rates, and do not constitute tax advice. Consult a BNG & CO expert for a personalized analysis.

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